At Premier Dentistry, we understand that financing dental care is a key concern for our patients. We partner with Proceed® Financing, CareCredit, and Sunbit to offer flexible payment plans that make quality dental care accessible.
Below are the top 5 questions patients often ask about our financing options, designed to help you make informed decisions about your oral health.
1. What financing options are available at Premier Dentistry?
Premier Dentistry offers three trusted financing solutions: Proceed® Financing, CareCredit, and Sunbit. Proceed® Financing provides long-term loans up to 96 months with competitive rates, ideal for extensive treatments like dental implants. CareCredit is a healthcare credit card with short-term, no-interest plans (6-24 months) for purchases over $200 and longer-term options with fixed rates. Sunbit offers a quick approval process, approving over 85% of applicants with no hard credit check, for loans from $60 to $20,000 with terms from 3 to 72 months. These options ensure you can find a plan that fits your budget and treatment needs.
2. How do I apply for financing, and will it affect my credit score?
Applying for financing at Premier Dentistry is simple and patient-friendly. Proceed® Financing and Sunbit offer pre-qualification without impacting your credit score, using a soft credit check. You can apply online or in-office, with approvals often received in minutes. CareCredit applications may involve a credit check, but the process is quick, and you can apply online at carecredit.com or with our staff. Our team is here to guide you through the process to ensure minimal hassle and no surprises.
3. What types of dental treatments can I finance with these options?
All dental services at Premier Dentistry, from routine cleanings to advanced procedures, can be financed with Proceed® Financing, CareCredit, or Sunbit. This includes preventive care (exams, cleanings), restorative treatments (fillings, crowns, implants), cosmetic procedures (teeth whitening, veneers), and orthodontics (Invisalign). CareCredit and Sunbit also cover out-of-pocket costs like deductibles or treatments not covered by insurance, ensuring you can access the care you need without delay.
4. Are there interest-free payment plans available?
Yes, Premier Dentistry offers interest-free options through CareCredit and Sunbit. CareCredit provides no-interest plans for 6, 12, 18, or 24 months on purchases of $200 or more, provided the balance is paid in full by the end of the promotional period. Sunbit offers 0% APR plans for well-qualified patients on 6 or 12-month terms, subject to creditworthiness. Proceed® Financing focuses on longer-term loans with low rates starting at 3.99%, which may not be interest-free but are designed for affordability on larger treatments.
5. How do I choose the best financing option for my dental care?
Choosing the right financing option depends on your treatment needs and financial situation. Sunbit is ideal for quick approvals and smaller cases, with no hard credit check and high approval rates. CareCredit suits patients wanting short-term, no-interest plans or a reusable credit line for ongoing care. Proceed® Financing is best for large treatments, offering loans up to $75,000 with terms up to 96 months. Our team at Premier Dentistry will discuss your treatment plan and budget to recommend the best option, ensuring you can proceed with care confidently.
For more information or to apply for financing, contact Premier Dentistry at (503) 667-1184 or visit our office. Learn more about Proceed® Financing at proceedfinance.com, CareCredit at carecredit.com, or Sunbit at sunbit.com. Let us help you achieve a healthy, confident smile with affordable payment plans tailored to you!